Pickens College
of Business
West Texas A&M University
Free & Confidential Help for Your Business
December 2004
Success Stories
Frank & Janice Gilbert with
Sandra Tenorio & David Cleavinger
of Texas Rural Communities, Inc.
Mossy OakŪ Pickup Accessories
visit the website
Frank & Janice Gilbert established a manufacturing business to produce pickup truck accessories in a variety of customized designs, including the Mossy OakŪ camouflage pattern. They came to the SBDC for help with new financial sources to help fund their expansion. We found a successful match with Texas Rural Communities, a non-profit organization supporting rural economic development.
Business
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Diamond G Manufacturing
Owners
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Frank & Janice Gilbert
Location
- 6100 S Washington
806-372-3737
Employs
10
Contact Us
SBDC
2300 N Western
Amarillo, TX 79124
806-372-5151
fax 372-5261
sbdc@mail.wtamu.edu
Partially funded by the Small Business Administration. Any opinions, findings and conclusions, or recommendations expressed in this publication are those of the author and do not necessarily reflect the views of the Small Business Administration. All SBDC programs are extended to the public on a nondiscriminatory basis. Reasonable arrangements for persons with disabilities will be made if requested two weeks in advance. Cooperative Agreement 5-603001-Z-0048
Free Credit Reports
Available Dec. 1st in NM, June 1st in TX, OK
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Free credit reports are finally on the way for American consumers. Beginning December 1st (in western states) you will have the right to order a free credit report annually from each of the three nationwide credit bureaus. Under the new system, which was mandated by Congress last year, you will be able to order your free report by:
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The SBDC recommends that everyone get a copy of their own credit report. Inaccuracies are common and can lead to an array of problems for anyone borrowing money, seeking employment, buying insurance, or renting a residence. In today's world, active management of your personal credit will lower your living costs, and plays a critical role in your ability to successfully operate a business.
Red flags for those who read credit reports include:
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Too many accounts |
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Late payments |
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Tax liens |
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Bankruptcy |
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Maxed out credit |
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Too many "hard" inquiries |
For more information, read How Lenders Interpret Your Credit Report.
To dispute inaccuracies, use a credit report dispute form (pdf 28K)
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Happy Holidays
Quote of the Month
"Doing business without advertising is like winking at a girl in the dark. You know what you are doing, but nobody else does."
- Stuart Henderson Britt
END
Content
& Layout by PJ Pronger
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Copyright 2004 by WTAMU SBDC
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